Terms & Conditions
Last Updated: July 8, 2026
Acceptance of Terms
By accessing or using the website finalexpensebenefit.net (the "Site"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree, please do not use this Site. These Terms apply to all visitors, leads, and users of the Site.
Description of Services
Contractor Benefits Group LLC ("Company," "we," "us," or "our") is a licensed insurance agency that provides information and referral services related to final expense and burial insurance products. We do not underwrite insurance. Coverage is subject to approval by the issuing carrier.
SMS Messaging Terms
By submitting your phone number on this Site, you consent to receive SMS text messages from Contractor Benefits Group LLC regarding insurance quotes, policy information, and follow-up communications.
- Message frequency: Varies based on your inquiry and opt-in preferences.
- Message & data rates may apply depending on your carrier and plan.
- To opt out: Reply STOP to any SMS message at any time. You will receive one confirmation message and no further messages will be sent.
- To get help: Reply HELP or contact us at info@finalexpensebenefit.net.
- Carriers are not liable for delayed or undelivered messages.
- Consent to receive SMS messages is not a condition of purchasing any insurance product or service.
- SMS consent and phone numbers are never sold, rented, or shared with third parties for marketing purposes.
For additional information on how we collect and use your data, see our Privacy Policy at https://finalexpensebenefit.net/privacy-policy-3/
No Insurance Advice
Content on this Site is for general informational purposes only and does not constitute legal, financial, or insurance advice. You should consult a licensed insurance professional regarding your specific needs and circumstances.
Intellectual Property
All content on this Site — including text, graphics, logos, and images — is the property of Contractor Benefits Group LLC or its content suppliers and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our express written permission.
Disclaimer of Warranties
This Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.
Limitation of Liability
To the fullest extent permitted by law, Contractor Benefits Group LLC, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this Site or its content — even if we have been advised of the possibility of such damages. Our total liability to you for any claim arising out of these Terms shall not exceed $100.
Third-Party Links
This Site may contain links to third-party websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites. We encourage you to review the terms and privacy policies of any site you visit.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Washington, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Yakima County, Washington.
Changes to These Terms
We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.
Contact Us
Contractor Benefits Group LLC DBA Family Legacy Planning
Email: info@finalexpensebenefit.net
Website: https://finalexpensebenefit.net
420 S. 72nd Ave #180-156, Yakima, WA 98908