Final Expense Insurance
For Seniors 50–85.
Final expense insurance is a small whole life policy built to pay for your funeral, burial or cremation, and the last bills that come with them. A few health questions, no medical exam, and the benefit goes straight to the person you name. We're licensed agents in 8 states, and we compare carriers for you.
Check Your Final Expense
Rate Today.
Answer a few questions and we'll show you what you qualify for. No exam, no obligation, and no one will pressure you.
Funerals Aren't Cheap.
Most Families Aren't Ready.
Between the service, casket or cremation, plot, headstone, flowers and final medical bills, the cost of a goodbye adds up fast. Most families don't have that sitting in savings, so it ends up on credit cards, in loans, or split between siblings. A final expense policy sets that money aside ahead of time, in your name.
How Final Expense Coverage Works
From your first question to the day it pays out.
Tell Us About You
Your age, your state, and a few yes-or-no health questions. It takes about a minute.
Compare Your Options
We check several carriers and show you the plans you qualify for. You pick the benefit and the monthly payment that fit.*
Your Family Gets Paid
When the time comes, your beneficiary files a claim and the carrier pays them directly, as cash they can use for anything.*
Simplified Issue Vs. Guaranteed Issue
Which one fits depends on your health. We'll tell you which you qualify for before you decide.
Simplified issue
A few health questions, no exam. If you qualify, full coverage usually starts right away.*
Guaranteed issue
No health questions at all. Acceptance is guaranteed within the age limits, with a waiting period before the full benefit pays for natural causes.*
A benefit you choose
Typically from a few thousand dollars up to $25,000 or more, enough for a funeral plus final bills.*
Premiums stay level
On most whole life final expense plans, your premium is set when you buy and doesn't go up with age.*
One Agent. Several Carriers. Your Choice.
We're not tied to one insurance company, so we can shop around for you.
Carriers
We look at several rated carriers and lay the options out side by side, so you can see the difference.
The Beneficiary
The benefit is paid to the person you name: a spouse, a child, a friend, or a funeral home.*
In 8 States
Arizona, California, Florida, Idaho, Oregon, Tennessee, Texas and Washington.
Final Expense Insurance FAQ
Made For This
Stage Of Life.
Ready To See
Your Options?
It takes about a minute. No exam, no obligation, and no one will pressure you.
Check My Rate